If you don’t already have a business checking account and your self employed, you might already have a blemished credit score. Have you tried getting a checking account at your local bank lately? You might run into trouble if you’ve been put on the black list. ChexSystems, the leader in banking solutions, could have removed you from their system. If your in this position, your best option is to sign up for a second chance business checking account. You’ll want to make sure that you have your business running in all it’s capacity in order to prevent you from going out of business.